You are earning points with the Cebu Pacific GetGo Rewards program and want to earn some extra points with your credit card? Cebu Pacific advertises a Cebu Pacific Citibank card and I reviewed all the Citibank cards (here) – so which one is the best one to earn GetGo points?
The different Citibank cards earn three (!) different point currencies, making it difficult to compare. So, let me take you through the list of cards available from Citibank to earn points for the Cebu Pacific GetGo program and help you figure out the best for you:
One of the older cards you didn’t see on my Citibank overview is the Cebu Pacific Citibank card. While it is still advertised on the Cebu Pacific web site, it has been discontinued and is no longer offered to new applicants. If you still have it, you continue to earn 1 CEB point per Peso spent, regardless of what category of spend. Your CEB points don’t expire and you can convert them of a rate of 50 CEB points to one GetGo point.
The Citibank Rewards card that is replacing the Cebu Pacific card (as well as the Platinum card) earn “Rewards Points” at a rate of 1 point per 30 Peso spent. Both cards have bonus categories, with the Rewards card earning 3 points/30 Pesos on shopping, dining and Cebu Pacific tickets and the Platinum card earning 3 points/30 Pesos on shopping, dining and all spend abroad. Your Rewards Points convert at a rate of 3 Rewards Points to 1 GetGo point – which is better than the conversion rate to other airlines at 5 Rewards Points to one airline mile from Singapore Airlines, Cathay Pacific or others.
The Premier Miles and Premier Miles Signature cards earn … you guessed it…. Premier Miles … at a rate of 1 mile per 30 Peso spent on the Signature card and 1 mile per 40 Peso spent on the regular card. These rates apply for all purchases, there are no bonus categories. The Premier Miles convert at a rate of 1 mile = 1 GetGo point, which is the same ratio as for all other airlines.
So, with all that detail collected – what is the verdict?
If you are planning to use your hard earned points for Cebu Pacific flights, your best bet is the Premier Miles Signature card – it has the highest earning ratio compared to the other cards, without any category restrictions. Even if you were to use your Platinum/Rewards card only for your bonus categories, you’d still only match the Premier Signature card. If you still have the Cebu Pacific Citibank card, I’d suggest to talk to Citibank and see if you qualify for an upgrade to the Premier or Premier Signature card – either one will give you more GetGo points per Peso spent!
But there is one caveat: Your Premier miles are a valuable currency and you can convert them to different airline programs. Because the GetGo program is a revenue based redemption program, your GetGo points are worth a pretty flat 0.3 Pesos per point. Because of Cebu Pacific’s low, low prices, you can get a free ticket for few points. For other airline programs, like Singapore Airlines or Cathay Pacific, the value will depend on the tickets you redeem the points for. Typically, I value the points at at least 0.5 Pesos per point, but they can be worth much more when redeemed for Singapore Airlines Business or First Class tickets! If you have a high annual spend, it might be worth saving your Premier Miles for a dream trip in a premium cabin on one of the best airlines in the world!